Serving communities since 2003 · Global presence in 5 countries · UK · USA · Germany · France · Brazil
Locations info@unityoakstrust.com
Unity Oak's Trust

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About Unity Oak's Trust

Building stronger communities through trusted banking since 2003. We're not just a bank – we're your partners across the UK, USA, Germany, France, and Brazil.

Our Story Meet Our Team
Unity Oak's Trust headquarters and team
68,000+ Members Strong
Global banking, local service: Headquartered in London, we serve members across the UK, USA, Germany, France, and Brazil. Multi-currency accounts available in GBP, EUR, and USD.
FSCS Protection: Eligible deposits with Unity Oak's Trust (UK) are protected by the Financial Services Compensation Scheme up to £85,000 per person. Protection limits vary by jurisdiction for international accounts.

2003

Founded

68k+

Global Members

5

Countries

£1.8B

Assets

Global Since 2003

More Than Banking, It's Belonging

At Unity Oak's Trust, we believe that banking should be about more than just transactions. It's about building relationships, strengthening communities, and helping our members achieve their financial dreams across borders.

Founded in 2003 in London, we've grown from a single UK branch to a global presence with offices in the USA, Germany, France, and Brazil. We're not just a bank – we're a trusted partner in your financial journey, wherever you are.

Member-owned cooperative
Local decision making
Global community reinvestment
Global banking

Our Global Presence

Serving members in five countries across three continents

United Kingdom

London (HQ)

United States

New York

Germany

Frankfurt

France

Paris

Brazil

São Paulo

Our Core Values

The principles that guide every decision we make, in every country

Community First

We prioritise the needs of our members and communities above all else, reinvesting locally to create lasting impact wherever we operate.

Trust & Integrity

Every decision we make is guided by transparency, honesty, and a commitment to doing what's right for our members across all five countries.

Innovation

We continuously evolve to meet changing needs while maintaining the personal touch that defines who we are, from London to São Paulo.

Global Leadership Team

Experienced leaders committed to your success across borders

James H. Miller
James H. Miller
Chief Executive Officer
32 years in international banking, passionate about financial inclusion across five countries.
Robert Rodriguez
Robert Rodriguez
President, Americas
28-year banking veteran and former regulator, serving members across the USA and Brazil.
Wolfgang Weber
Wolfgang Weber
President, Europe
25 years in European banking, led expansion across Germany and France.
Patricia Thompson
Patricia Thompson
Head of Operations
Digital transformation expert with 30 years experience modernising global banking operations.

Our Global Journey

From London to the world

2003

Founded in London

First branch in the City of London with just 3 employees

2010

US Expansion

Opened New York office, serving international clients

2015

European Growth

Launched in Frankfurt and Paris

2019

Brazil Launch

Opened São Paulo office, completing five-country presence

2024

Global Reach

68,000+ members across 5 countries, serving globally

Global Community Impact

Making a difference where it matters most, in every country we serve

Affordable Housing

Helped fund over

1,200+

homes across five countries

Scholarships

Awarded

£2.5M

in student scholarships globally

Local Giving

Donated

£3.8M

to local nonprofits worldwide

UK Regulatory Information

Unity Oak's Trust is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 816237.

International Operations

We maintain regulated branches in New York (USA), Frankfurt (Germany), Paris (France), and São Paulo (Brazil), each operating under local regulatory frameworks.

Become Part of Our Global Story

Join thousands of members across five countries who've found a banking partner they can trust. Your journey starts here.

Open an Account Today