Privacy
Policy

Our Commitment to Privacy

At Unity Oak's Trust, we understand that privacy is important to our members. This Privacy Policy describes how we collect, use, and protect your personal information when you use our products and services across our global network in the UK, USA, Germany, France, and Brazil.

We are committed to maintaining the confidentiality of your information and providing you with transparency about how we handle your data. This policy applies to all current and former members.

Information We Collect

We may collect the following types of information:

• Personal Information: Name, address, date of birth, National Insurance number (UK), Social Security number (US), phone number, email address
• Financial Information: Account numbers, income, assets, transaction history, credit history
• Identification Information: Passport, driving licence, or other government ID
• Employment Information: Employer, occupation, length of employment
• Online Information: IP address, device information, browsing history on our site

How We Collect Information

We collect information through:

• Account applications and forms
• Transactions with us or others
• Website and mobile app usage
• Cookies and similar technologies
• Credit reference agencies
• Third-party sources (with your consent)

How We Use Your Information

We use your information to:

• Process transactions and maintain accounts
• Verify identity and prevent fraud
• Respond to member service requests
• Develop and improve our products
• Comply with legal and regulatory requirements (including UK GDPR and local data protection laws)
• Communicate with you about your accounts

Information Sharing

We do not sell your personal information. We may share information:

• With companies that perform services on our behalf
• With credit reference agencies
• To comply with court orders or legal requirements
• With your consent or at your direction
• Between our global branches to provide seamless service

International Data Transfers

As a global bank with branches in the UK, USA, Germany, France, and Brazil, your information may be transferred between these countries. We ensure appropriate safeguards are in place, including Standard Contractual Clauses and compliance with local data protection laws such as UK GDPR and the EU General Data Protection Regulation.

Your Privacy Rights

Under UK and EU data protection laws, you have the right to:

• Access the personal information we hold about you (Subject Access Request)
• Correct inaccurate information
• Request erasure of your information (Right to be Forgotten)
• Restrict or object to processing
• Data portability
• Withdraw consent at any time

Cookies and Tracking

We use cookies and similar technologies to enhance your experience on our website. You can manage cookie preferences through your browser settings.

Data Security

We implement robust security measures to protect your information, including:

• 256-bit SSL encryption
• Multi-factor authentication
• Firewalls and intrusion detection systems
• Regular security audits and penetration testing
• Employee training on data protection and GDPR compliance

Children's Privacy

Our services are not directed to individuals under 13 (16 in some jurisdictions). We do not knowingly collect information from children. If you believe a child has provided us with information, please contact us immediately.

Changes to This Policy

We may update this Privacy Policy periodically. We will notify you of material changes through our website or other communication channels. The "Last Updated" date at the top of this policy indicates when it was last revised.