Your security is our priority - 24/7 fraud monitoring and protection · UK · USA · Germany · France · Brazil
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Unity Oak's Trust

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Security Centre

Multi-layered protection for your accounts and personal information across all our global locations. We work 24/7 to keep your money safe.

Protection Features Report Fraud
Digital security and protection
256-bit Encryption

256-bit Encryption

Bank-grade security

Biometric Login

Face & fingerprint ID

24/7 Monitoring

Real-time fraud detection

£0 Fraud Liability

100% protection

Global security standards: Your accounts are protected with the same high-level security across all our branches in the UK, USA, Germany, France, and Brazil.

How We Protect You

Advanced Encryption

All data transmitted between your device and our servers is protected with bank-grade 256-bit encryption, the same standard used by financial institutions worldwide.

Multi-Factor Authentication

Optional second layer of security requiring a one-time code sent to your mobile device, ensuring only you can access your accounts.

Real-Time Alerts

Instant push notifications, texts, or emails for transactions, login attempts, and account changes, so you're always in the know.

Biometric Authentication

Access your accounts using fingerprint or facial recognition on supported devices for quick and secure login.

Card Controls

Instantly lock/unlock your debit card, set spending limits, and restrict transaction types through our mobile app.

AI Fraud Detection

Our AI-powered system monitors transactions 24/7, identifying and blocking suspicious activity in real-time before it affects you.

Protection Tiers

We've got you covered at every level with comprehensive security measures.

Account Security

  • Secure login with MFA
  • Automatic session timeouts
  • Device recognition
  • Login alerts via SMS/email
  • Password strength requirements
Most Active

Transaction Monitoring

  • 24/7 AI fraud monitoring
  • Unusual activity alerts
  • Geolocation verification
  • Velocity checks on transactions
  • Behavioural analytics

Fraud Protection

  • £0 liability guarantee
  • Emergency card lock
  • Dedicated dispute resolution
  • Account recovery assistance
  • Fraud specialist support

Stay Safe Online

1

Use Strong, Unique Passwords

Create complex passwords with a mix of letters, numbers, and symbols. Never reuse passwords across different sites or services.

2

Enable Two-Factor Authentication

Add an extra layer of security by requiring a one-time code sent to your phone in addition to your password.

3

Beware of Phishing Attempts

Never click links in unsolicited emails or texts. We'll never ask for your password or personal information via email.

4

Keep Software Updated

Regularly update your devices, apps, and browsers to ensure you have the latest security patches and protections.

5

Use Secure Networks

Avoid public Wi-Fi for banking. If you must access accounts on public networks, use a VPN for encrypted connection.

6

Monitor Your Accounts Regularly

Review transactions frequently and report any unauthorised activity immediately. Set up alerts for added visibility.

Stay Informed with Alerts

New Login

Get notified when your account is accessed from a new device or location

Large Transaction

Alerts for transactions above your specified threshold amount

Password Change

Immediate notification when your password or security settings are changed

Card Not Present

Alerts for online, phone, or mail-order transactions

Suspect Fraud?

Act immediately. Our fraud specialists are available 24/7 to help you secure your accounts.

Call Us Immediately

+44 (0)20 1234 5678

24 hours a day, 7 days a week

Lock Your Card

Use our mobile app to instantly lock your debit card if it's lost or stolen.

Download the app

Report Online

Submit a secure fraud report through our online form.

Report now

For UK customers: You can also report to Action Fraud at actionfraud.police.uk