Business Savings: Earn 4.25% AER on balances over £25,000 · UK · USA · Germany · France · Brazil
Locations info@unityoakstrust.com
Unity Oak's Trust
Home
Personal
Checking Savings Retirement Online & Mobile Banking
Business
Checking Savings Business Services
Support
About Us Resources Security Fraud Locations Contact Us
Open Account

Search Unity Oak's Trust

Business Savings
Maximise Your Returns

High-yield savings solutions for your business reserves, tax funds, and future investments. Competitive rates with flexible access. Available in GBP, EUR, and USD.

Open Savings Account Business Services

4.25%

Highest AER

£0

Monthly Fees

FSCS

Protected

Interest Calculator

4.25% AER
Initial deposit
£
Monthly contribution
£
Time period
years
Total interest earned £14,892
Final balance £184,892
International business savings: Accounts available in GBP, EUR, and USD for businesses operating in the UK, USA, Germany, France, and Brazil.
FSCS Protection: Eligible business deposits with Unity Oak's Trust (UK) are protected by the Financial Services Compensation Scheme up to £85,000 per business. Protection limits vary by jurisdiction for international accounts.

Business Savings Accounts

Choose the right savings vehicle for your business goals

EASY ACCESS

Business Reserve

3.85% AER
on all balances
  • Instant access to funds
  • Online transfers
  • £2,500 minimum opening
  • No monthly fees
  • FSCS protected
Open Account
BEST RATE
HIGHEST YIELD

Business High-Yield

4.25% AER
on balances £25,000+
  • Tiered interest rates
  • £5,000 minimum opening
  • No monthly fees
  • 30 days' notice required
  • FSCS protected
Open Account
FIXED TERM

Business Fixed Rate Bond

4.50% AER
12-month fixed term
  • Fixed rate guaranteed
  • Terms from 6-60 months
  • £1,000 minimum
  • Interest paid annually
  • FSCS protected
View Terms

Tiered Interest Rates

The more you save, the more you earn

Growth Tier

3.50%
Balances £0 - £24,999
Base interest rate

Accelerate Tier

3.85%
Balances £25,000 - £99,999
Enhanced rate

Premium Tier

4.25%
Balances £100,000+
Highest rate

Compare Savings Options

Features
Reserve
High-Yield
Fixed Bond
Interest Rate (AER)
3.85%
4.25%
4.50%*
Minimum opening
£2,500
£5,000
£1,000
Monthly fee
£0
£0
£0
Access to funds
Instant
30 days' notice
Fixed term
FSCS protected
✓
✓
✓

Savings Solutions for Every Business Goal

Emergency Reserve

Build a 3-6 month operating reserve with easy access to funds when needed.

Learn more

Tax Savings

Set aside funds for quarterly tax payments (VAT, Corporation Tax) and earn interest while you wait.

Learn more

Equipment Fund

Save for future equipment purchases and capital investments.

Learn more

Expansion Capital

Accumulate funds for business expansion, new locations, or renovations.

Learn more
Fixed Bond Term
Interest Rate (AER)
Minimum Deposit
3 Months
3.75% AER
£1,000
6 Months
4.00% AER
£1,000
12 Months
4.50% AER
£1,000
24 Months
4.35% AER
£1,000
36 Months
4.15% AER
£1,000
60 Months
4.00% AER
£1,000

Ready to grow your business savings?

Speak with a business banking specialist about your savings goals. Available in GBP, EUR, and USD.

Schedule Consultation