Business Services: Free merchant account setup · Multi-currency support · UK · USA · Germany · France · Brazil
Locations info@unityoakstrust.com
Unity Oak's Trust

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Business Services
Solutions That Scale With You

From payment processing to treasury management, we provide the tools and expertise to help your business operate efficiently, securely, and profitably across the UK, USA, Germany, France, and Brazil.

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Business team working together
500+ Businesses Served
International business services: We support businesses operating across the UK, USA, Germany, France, and Brazil with multi-currency accounts, cross-border payments, and local expertise.

Treasury

Cash management & liquidity

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Merchant

Payment processing

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Payroll

Employee payments

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Fraud Prevention

Protect your business

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Merchant Services

Accept payments however your customers want to pay

In-Person Payments

Countertop terminals, mobile readers, and POS systems for retail and restaurant businesses.

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E-Commerce

Secure payment gateways, shopping cart integration, and recurring billing solutions.

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Mobile Payments

Accept payments anywhere with mobile card readers and digital wallet integration.

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Invoice Payments

Send invoices with embedded payment links for quick and easy collection.

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Processing Rates (GBP)

Card Type
Chip & PIN
Online
Monthly Fee
Visa / Mastercard
1.99% + £0.10
2.49% + £0.15
£0
American Express
2.29% + £0.10
2.79% + £0.15
Discover
2.09% + £0.10
2.59% + £0.15

Rates also available in EUR and USD. Volume discounts available.

Fraud Prevention & Security

Protect your business from financial threats

Positive Pay

Match cheques against issued items to prevent forgery

ACH Alerts

Real-time notifications for suspicious transactions

Dual Control

Require multiple approvers for large transactions

Multi-Factor Auth

Enhanced login security for all users

BACS Blocks

Restrict unauthorised direct debits

Card Controls

Set spending limits and merchant restrictions

Business Lending

Flexible financing for growth and expansion

Business Term Loan

From 6.99% APR

Fixed-rate financing for equipment, expansion, or working capital

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Business Overdraft

From 7.49% EAR

Flexible funding for seasonal needs and cash flow gaps

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Commercial Mortgage

From 5.99% APR

Financing for owner-occupied or investment property

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Seamless Integrations

Works with your favourite business tools

Multi-currency business accounts

Hold, send, and receive payments in GBP, EUR, and USD. Perfect for businesses trading internationally.

Ready to streamline your business banking?

Talk to a business services specialist about custom solutions for your company. Available in multiple languages.