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Business Term Loan
Fuel your growth

Fixed-rate financing for equipment, expansion, or working capital. Predictable payments, no surprises.

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Fixed rates from 6.99% APR

Terms 1–7 years · No prepayment penalties · Same-day decisions for existing clients

Origination fee
1.5%

Funding time
as fast as 48h

*APR based on creditworthiness. Terms flexible. Available in GBP, EUR, USD.

New locations, hiring, inventory

Vehicles, machinery, technology

Smooth cash flow for projects

Owner-occupied or investment

Global banking: Available to businesses in the UK, USA, Germany, France, and Brazil. Multi-currency options available.

Frequently asked questions

What credit score is needed?
Minimum 680, but we consider the whole business profile.

Can I pay off early?
Yes, with no prepayment penalties.

How fast can I get funds?
Approval in 24h, funding in 2–5 business days.

Is collateral required?
For loans above £250,000, general business assets may be required.