Business Loans

Global business lending: We offer business loans in the UK, USA, Germany, France, and Brazil. Multi-currency options available. All lending is subject to status and affordability checks.

TERM LOAN

Fixed Rate

OVERDRAFT

Flexible

ASSET FINANCE

Equipment

TERM LOAN

Business Term Loan

6.99% APR*

Terms up to 10 years · Loans from £10k to £5M

Fixed or variable rates available
No early repayment charges
Funding in as little as 24 hours
Use for expansion, working capital, equipment

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MOST FLEXIBLE

BUSINESS OVERDRAFT

Business Overdraft

7.49% EAR*

Revolving facility · Limits up to £500k

Draw funds as needed, pay interest only on what you use
Perfect for seasonal needs and cash flow gaps
No annual fee with business account
Annual review, renewable

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ASSET FINANCE

Asset Finance

5.99% APR*

Terms up to 7 years · £0 deposit options

Finance new or used equipment
Asset itself serves as security
Fast approval, often same day
Vehicles, machinery, technology, and more

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UK Government Support Schemes

British Business Bank

Start Up Loans: up to £25,000 for new businesses. Mentoring and support included.

Recovery Loan Scheme

Government-backed finance from £1,000 to £2 million. Available for UK businesses.

Northern Powerhouse Investment Fund

Support for SMEs in the North of England with loans and equity finance.

Regional Growth Funds

Local enterprise partnerships offering funding across the UK.

Think carefully before securing debts against your business assets. All lending is subject to status and affordability checks. Terms and conditions apply. Available in GBP, EUR, and USD.

Search Unity Oak's Trust

UK Government Support Schemes

British Business Bank

Recovery Loan Scheme

Northern Powerhouse Investment Fund

Regional Growth Funds

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