Help to Buy: Government schemes for first-time buyers · UK · USA · Germany · France · Brazil
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Help to Buy
Schemes

Government-backed schemes to help first-time buyers get on the property ladder with as little as 5% deposit.

Check Your Eligibility
First-time buyer home

Available Schemes

Equity Loan

Borrow up to 20% (40% in London) of the property value interest-free for 5 years. Available on new-build homes.

From 1.75% after year 5

Shared Ownership

Buy a share of your home (25-75%) and pay rent on the remaining share. Option to buy more shares later.

From 5% deposit

Mortgage Guarantee

Government-backed scheme helping you buy with just 5% deposit on homes up to £600,000.

Available until Dec 2024

Why choose Unity Oak's Trust?

Help to Buy Specialists

Our advisers are experts in government schemes and can guide you through the application process.

Affordability Calculators

Use our tools to see what you can afford with Help to Buy schemes.

Ready to buy your first home?

Speak to our Help to Buy specialists today.