Release the equity you've built in your home for renovations, debt consolidation, or major expenses. Competitive rates and flexible terms available across the UK, USA, Germany, France, and Brazil.
Use our calculator to estimate your available home equity and potential loan amount. Results shown in GBP.
Two ways to access your home's equity
How homeowners are using their equity
Kitchen, bathroom, extension
Private education costs
Combine higher-interest debts
Start or expand your business
Lower interest rates than unsecured personal loans
Borrow from £10,000 to £1,000,000+
Spread payments over up to 30 years
Renovations can boost your home's value
Remortgaging means switching your entire mortgage to a new deal, often to release equity. A secured loan (sometimes called a second charge) sits alongside your existing mortgage, allowing you to keep your current rate.
Most lenders allow you to borrow up to 85% of your property's value (including your existing mortgage). The amount depends on your income, credit history, and property value.
A credit search will be carried out, which may temporarily affect your score. However, managing the new mortgage well can improve your credit history over time.
Yes, options are available for those with adverse credit, though rates may be higher. Speak to one of our advisers to discuss your circumstances.
Speak with a remortgage specialist today about your options.
