Mortgage rates starting at 4.82% APR (effective 2026) · UK · USA · Germany · France · Brazil
Locations info@unityoakstrust.com
Unity Oak's Trust

Search Unity Oak's Trust

Mortgage Calculator

Estimate your monthly payments, see amortisation, and explore mortgage options. Available in GBP, EUR, and USD.

International mortgages available: Calculate payments in GBP, EUR, or USD. We offer mortgages in the UK, USA, Germany, France, and Brazil.

🔢 Enter your mortgage details

£50k£1M
20%
2.0%8.0%
£0£2,000
* This is an estimate. Actual payments depend on your circumstances and product choice. Your home may be repossessed if you do not keep up repayments.
from 4.82% APR
Estimated monthly payment
£1,892
Principal & interest £1,892

Total cost over term £567,600
View amortisation schedule

Fixed-rate mortgage

from 4.82%

Consistent payments for 2, 3, 5, or 10 years.

Tracker mortgage

from 4.25%

Follows Bank of England base rate.

Buy-to-Let

from 5.25%

For investment properties.

What's included?

Principal & interest – mortgage repayment.
Product fee – arrangement fee (can be added to loan).
APR – includes interest rate plus fees.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS.

Next steps

This calculator provides an estimate. For a personalised quote and Decision in Principle, talk to a mortgage adviser.

Speak with an adviser →

Mortgage FAQs

What deposit do I need?
What is a Decision in Principle?
Should I pay the product fee upfront?

Ready to make your move?

Get a Decision in Principle in minutes.