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Saving Tips

Practical strategies to build your savings, automate your progress, and reach your financial goals faster. Available in GBP, EUR, and USD.

Take the Challenge Saving Methods
Saving money

Start saving smarter today

Whether you're building an emergency fund, saving for a holiday, or working toward a deposit, these tips will help you make progress.

Savings accounts available in GBP, EUR, and USD. Open an account online in minutes from anywhere.
Popular

52-Week Money Challenge

Save £1,378 in one year by increasing your savings by just £1 each week.

£1,378

Start with £1 in week 1, £2 in week 2... up to £52 in week 52.

Proven saving strategies

Pay Yourself First

Automate transfers to savings on payday before you can spend.

50/30/20 Rule

Save 20% of your income for goals and debt.

Track Small Expenses

Cut £5 daily habits to save £150+ per month.

No-Spend Days

Challenge yourself to spend-free days each week.

Use Windfalls Wisely

Save 50% of tax refunds, bonuses, or gifts.

Round-Up Savings

Round purchases to the nearest pound and save the difference.

Popular saving methods

52-Week Challenge

Save £1,378 in a year. Great for beginners and visual motivators. Use a tracker to mark each week's success.

Envelope System

Allocate cash into envelopes for different categories. When the envelope is empty, you're done spending.

Round-Up Savings

Link your debit card to automatically transfer spare change to savings. Adds up fast without thinking.

30-Day Rule

Wait 30 days before making non-essential purchases. You'll often realise you don't need the item.

Round-Up Savings Calculator

Based on typical daily transactions

Yearly savings potential

£912

Automatically saved without effort

Automate your savings

Set up recurring transfers from current account to savings. Start with as little as £25 per week.

Build your emergency fund

Step 1

Start with £1,000 as a starter emergency fund.

Step 2

Aim for 3-6 months of essential expenses.

Step 3

Keep funds in an easy access savings account.

Saving FAQs

How much should I save each month?
Aim for 20% of your income using the 50/30/20 rule. If that's not possible, start with any amount and increase gradually.
Should I save or invest first?
Build an emergency fund first (3-6 months of expenses). Then consider investing for long-term goals.
Where should I keep my savings?
Easy access savings accounts, Cash ISAs, or fixed rate bonds for better interest rates while keeping funds accessible.
How do I stay motivated to save?
Set specific goals, track progress visually, automate savings, and celebrate small milestones along the way.

Ready to start saving?

Open a savings account in minutes and set up automatic transfers. Available in GBP, EUR, and USD.