Tracker Mortgages: Rates from 4.25% APR · UK · USA · Germany · France · Brazil
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Tracker
Mortgages

Follow the Bank of England base rate with our flexible tracker mortgages. No early repayment charges on selected products.

Speak to an Adviser
Tracker mortgage chart

Why choose a tracker mortgage?

Lower Initial Rates

Tracker mortgages often start with lower rates than fixed-rate equivalents.

Base Rate Linked

Your rate follows the Bank of England base rate - if base rate falls, your payments fall.

No ERCs

Many tracker mortgages have no early repayment charges, giving you flexibility.

Tracker Mortgage Rates (as of 1 March 2024)

Loan to Value (LTV)
2-Year Tracker
Lifetime Tracker
Up to 60% LTV
Base + 1.25% (4.25% APR)
Base + 1.49% (4.49% APR)
60-75% LTV
Base + 1.45% (4.45% APR)
Base + 1.69% (4.69% APR)
75-85% LTV
Base + 1.95% (4.95% APR)
Base + 2.25% (5.25% APR)

Ready to track the market?

Speak to our mortgage advisers about tracker options.