Personal Loans: Representative 7.9% APR - Apply online in minutes · UK · USA · Germany · France · Brazil
Locations info@unityoakstrust.com
Unity Oak's Trust

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Personal Loans
For Life's Moments

Whether you're consolidating debt, making home improvements, or planning a dream wedding, our flexible personal loans help you achieve your goals. Available in GBP, EUR, and USD.

Apply Now Check Rates
Happy couple planning their future
98% Customer Satisfaction
£1,000
Minimum Loan
£50k
Maximum Loan
7.9%
Representative APR
5 Min
Application
Loans available in GBP, EUR, and USD. We offer personal loans to residents of the UK, USA, Germany, France, and Brazil. All lending is subject to status and affordability checks.

Choose Your Loan

Flexible terms and competitive rates for every need

Debt Consolidation

7.9% APR*
Terms up to 60 months
  • Combine multiple payments
  • Lower monthly payment
  • Fixed interest rate
Apply Now

Home Improvement

8.5% APR*
Terms up to 84 months
  • Renovation projects
  • No home equity required
  • Quick funding
Apply Now

Wedding & Events

8.9% APR*
Terms up to 60 months
  • Fund your special day
  • No collateral needed
  • Fast approval
Apply Now

Personal Loan Representative Examples

Loan Amount
7.9% APR
8.9% APR
9.9% APR
£5,000
£156/mo
£158/mo
£161/mo
£10,000
£312/mo
£316/mo
£322/mo
£15,000
£468/mo
£474/mo
£483/mo
£20,000
£624/mo
£632/mo
£644/mo
*Monthly payment example based on 36-month term. Rates subject to status and affordability checks. Available in GBP, EUR, USD.

Fast Approval

Get a decision in minutes, not days. Funds deposited as soon as the next business day.

No Hidden Fees

No arrangement fees, no early repayment charges. What you see is what you get.

Flexible Terms

Choose from 12 to 84 months - find the monthly payment that works for your budget.

Direct Payment

We can pay your creditors directly for debt consolidation, saving you time and hassle.

Simple Application Process

Get funded in three easy steps

1

Apply Online

5-minute application with no impact to your credit score

2

Review Offers

Compare personalised rates and terms

3

Get Funded

Receive funds as soon as next business day

4

Manage Online

Easy account management and automatic payments

Frequently Asked Questions

Everything you need to know about personal loans

What can I use a personal loan for?

Personal loans can be used for debt consolidation, home improvements, major purchases, weddings, medical expenses, or almost any personal need.

How much can I borrow?

Loan amounts range from £1,000 to £50,000 (or equivalent in EUR/USD), depending on your creditworthiness and ability to repay.

Will checking rates affect my credit?

Checking your personalised rates uses a soft credit inquiry that won't affect your credit score.

How quickly can I get funds?

Once approved, funds can be deposited as soon as the next business day after acceptance.

Responsible Lending: All loans are subject to status and affordability checks. We're FCA authorised and regulated. Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it.

Ready to get started?

Check your rate in minutes with no impact to your credit score. Available in GBP, EUR, and USD.