Current Rates: Easy Access 4.25% AER | Mortgages from 4.82% APR · UK · USA · Germany · France · Brazil
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Unity Oak's Trust

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Current
Rates

Competitive rates designed to help you save more and borrow less. Updated daily to ensure you have the most current information across all our global locations.

Financial charts and graphs
Rates as of 1 March 2024
All rates available in GBP, EUR, and USD. International accounts and mortgages available in the UK, USA, Germany, France, and Brazil.

Easy Access Savings

As of 1 March 2024
Balance Tier
Gross Rate
AER*
£0 - £9,999
1.00%
1.01%
Open
£10,000 - £49,999
4.24%
4.25%
Open
£50,000 - £99,999
4.49%
4.50%
Open
£100,000+
4.74%
4.75%
Open
4.25%
Easy Access
On balances £10k+
2.50%
Current Account
Interest paying
4.50%
Cash ISA
Tax-free savings
5.25%
1-Year Fixed
Special rate

Fixed Rate Bonds

As of 1 March 2024
Term
Gross Rate
AER*
Minimum Deposit
3 Months
3.75%
3.82%
£1,000
Open
6 Months
4.00%
4.08%
£1,000
Open
12 Months
5.25%
5.35%
£500
Open
18 Months
5.00%
5.10%
£500
Open
24 Months
4.75%
4.85%
£500
Open
36 Months
4.50%
4.59%
£500
Open
48 Months
4.25%
4.34%
£500
Open
60 Months
4.00%
4.08%
£500
Open

Cash ISA (Tax-Free)

As of 1 March 2024
Balance Tier
Gross Rate
AER*
£0 - £9,999
2.50%
2.53%
Open
£10,000 - £24,999
3.50%
3.56%
Open
£25,000 - £49,999
4.00%
4.08%
Open
£50,000+
4.50%
4.59%
Open

Historical Rate Trends

Average mortgage rates over the past 6 months

March 2024
4.82%
2-Yr Fixed
February 2024
4.91%
2-Yr Fixed
January 2024
4.98%
2-Yr Fixed
December 2023
5.12%
2-Yr Fixed

*AER = Annual Equivalent Rate. APR = Annual Percentage Rate.

Rates are subject to change without notice. Fees may reduce earnings on accounts. Minimum balance requirements may apply. All loans subject to status and affordability checks.

For complete terms and conditions, please refer to our Disclosures and Terms and Conditions.

As of 1 March 2024. FCA authorised and regulated.

Ready to take advantage of these rates?

Open an account or apply for a loan today. Available in GBP, EUR, and USD.