Loans: Rates starting at 4.82% APR - Representative example · UK · USA · Germany · France · Brazil
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Loans for every goal

Whether you're buying a home, financing a car, consolidating debt, or growing your business — we have flexible options with competitive rates. Available in GBP, EUR, and USD.

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Financial planning
International lending available: We offer loans in GBP, EUR, and USD to residents of the UK, USA, Germany, France, and Brazil. All lending is subject to status and affordability checks.
All Loans Mortgage Remortgage Buy-to-Let Personal Business

Mortgage

4.82% APR*
  • Fixed-rate & tracker options
  • 5 to 30 year terms
  • First-time buyer schemes
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Remortgage

4.75% APR*
  • Switch to a better rate
  • Release equity
  • No early repayment charges
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Personal Loans

7.9% Representative APR
  • Debt consolidation
  • Home improvements
  • No collateral required
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Buy-to-Let

5.25% APR*
  • For investment properties
  • Interest-only options
  • Portfolio landlord rates
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Business Loans

6.99% APR*
  • Term loans & overdrafts
  • Asset finance
  • Commercial mortgages
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Tracker Mortgages

4.25% APR*
  • Follows Bank of England rate
  • No early repayment charges
  • Flexible overpayments
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Compare loan options at a glance

Loan Type
Terms
Starting APR*
Features
Mortgage
5-30 years
4.82%
Fixed or Tracker
Remortgage
2-30 years
4.75%
Cashback options
Personal Loan
1-7 years
7.9%
No arrangement fees
Buy-to-Let
5-30 years
5.25%
Interest-only available
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it. All loans are subject to status and affordability checks.

Simple application process

1
Choose your loan

Select the loan that fits your needs

2
Apply online

5-10 minutes, secure application

3
Get a decision

Fast decisions, often within hours

4
Receive funds

Direct deposit as soon as next day

Frequently asked questions

What credit score do I need for a loan?
Requirements vary by loan type. Mortgages typically require a good credit history, personal loans are available for various credit profiles. We consider the full picture — contact us to discuss your situation.
How quickly can I get a decision?
Many loans receive a decision within hours of submitting your application. Once approved, funds can be available as soon as the next business day.
Can I pay off my loan early?
Yes! Many of our loans have no early repayment charges. Check the specific terms for your product.
What documents do I need to apply?
Typically: proof of identity, proof of income (payslips or tax returns), and bank statements. For mortgages, you'll also need proof of deposit.

Ready to get started?

Apply in minutes or speak with a loan specialist today. Available in GBP, EUR, and USD.

Apply Now